Something that needs to be mentioned.....
It is of my opinion that when your car is damaged at the fault of someone else....they need to fix it and fix right. Book value means shat!! That's what insurance is for...oh wait...insurance for for some jack-nut to sit on his ass and get fat and deny a claim that should be paid.
If the old ladies adjuster tells you the car is totaled, tell him/her that you need to settle on a price for them to BUY the car..net settle for some stupid amount below what it's worth. Get estimates for correct repair and tell the adjuster.."here's what it will cost to fix it and this (insert name of shop here) is the shop I'm taking it to"!
and do not sign anything untill you are satisfied with everything...get a lawyer if needed...**looks for what's his name the stangnet lawyer friend**
sorry for rant insurance companies piss me off...