They said no.

[dec322]

I'm applying for a "credit card" to purchase a TV from Crutchfield. Usually I would say to just save the money and don't use credit but the sale is too good to pass up and I'm ready for a HDTV for my 360. After answering the questions by the crutchfield lady, she says that the response is pending and I have to call the credit company. I call them and they ask me some questions about my identity: Do I know ___________ (my mom). How old is she? What was the last car I financed blah blah blah.

After I answered all the questions about my own life, the dude says I've been rejected and will get a letter in the mail.

Not rejected over credit but over identity.

 

[65ShelbyClone]

If it's any consolation, there will be another sale with better prices in the future and you'll be glad you waited. I never buy anything I don't have money in the bank to pay for. That's not to say I don't use a credit card, but I do pay it off before the bill even comes in the mail.

 

[Ozz]

Check out Tiger Direct, they have killer deals on everything. I got my LCD HD for a friggin' steal. As far as credit cards go, don't you get offers in the mail? I can burn 'em and heat my house with the number I get per week

 

[dec322]

Yeah, I get them in the mail and I rip them up and throw it away. The only reason I was thinking about this one is b/c it is no interest until 2008. I'll pay the TV off by March of 2007 so it would be like paying straight cash. I'm not into the whole buy something and pay twice its worth b/c of interest.....except for my house payment.

 

[Ozz]

I just got three CC offers that have 0 interest until late '07, and two until mid '08. Are you reading them?

I'm with you, I don't buy anything with credit cards unless I have to wait to transfer money between bank accounts to the one tied to my debit card.