Tim your tire size of 195/65 R15's are the EXACT same diameter size of my 215/60 R14's and I am thinking of going WIDER!!!!!!!!!! I currently just redid my complete front end with 1 inch lowering springs and shelby 1 inch drop. I noticed a 1 1/2 inch drop over all. After I complete the change with my new tires I will be dropping it more. So after that was said, I don't think anyone can tell you what to run. It all depends on how your car is sitting.