My agreed value through Haggerty is $15k at the moment, about to bump it up to $20k when I renew. If my car ever gets wrecked then at least I can dry up my tears with $100 billsI scanned all my receipts and sent to Grundy. Between those, the mileage and original paint/glass/interior $35k agreed value was not a problem.
As far as value goes, where you live plays a big factor in price while what happens at Barrett Jackson does not. Also, we all know what kind of cars we'd like to buy to start a build project with or to have as a weekend driver. I like (now) to start with a clean 5spd original 5.0 survivor car which are hard to find in my area. I don't mind throwing a few extra bucks at a car if it's already been correctly 5 lug swapped (no cheap LMR 5 lug front rotors and 5 lug drums rear). There is after all tasteful mods that do help hold or increase value of our vehicles.