I’m speechless, The Stangnet PSA Thread

[Potomus Pete]

Hey, I keep my dump truck (tow truck) at my house!!!!!!!!
Actually it's in the back yard in a carport but I understand what you're say'n

Don't you live in a five acre area...With neighbors that have been there for years. While they build all around you Polk County

 

[General karthief]

Yeah, kinda, it used to be a rose farm around here and a lot of the owners are related, I think there are at least 4 families that live within a 5 block radius.

 

[Rdub6]

Very true. Mostly because for a long time nobody really cared about Florida, then twenty years ago it exploded beyond belief. Right now houses sell in a week. I am looking to put money down on a condo for my daughter. The wife, and I are freaking over giving up a chunk of retirement money for a twenty three year old. Do you let her work two jobs to pay over a grand for rent.??? Or buy. for less than a grand, but hope she smartens up

I’m about to freak when I see my 16 year old get her license....... and the insurance bill that comes with it!

 

[Ryuk]

I’m about to freak when I see my 16 year old get her license....... and the insurance bill that comes with it!

Mine turns 16 tomorrow. I feel your pain.

When my older kids turned 16, the insurance company listed them on my old 89 mustang because it was cheaper to replace. Hopefully that's still the same.

 

[General karthief]

Mine turns 16 tomorrow. I feel your pain.

When my older kids turned 16, the insurance company listed them on my old 89 mustang because it was cheaper to replace. Hopefully that's still the same.

They probably can up your rates if you live on a street with to many letter in the name, I know my insurance broker (commercial) says my insurance can go up if my office moved 15 miles east. It's a racket I tell ya.

 

[Ryuk]

They probably can up your rates if you live on a street with to many letter in the name, I know my insurance broker (commercial) says my insurance can go up if my office moved 15 miles east. It's a racket I tell ya.

I live very close to the county line. If I move 2 miles north, my insurance drops.

 

[Potomus Pete]

My twenty three year old daughter is $2,300 yr. No tickets/no accidents Boys cost more because from what I've seen they crash in the first three months

 

[limp]

My twenty three year old daughter is $2,300 yr. No tickets/no accidents Boys cost more because from what I've seen they crash in the first three months

I read how the difference ( cost of insurance between girl/boy) is alot closer than in my day.. Based on my experience women tend to speed, and tailgate more... When things go bad they do not know how to react... AND lets not forget the ole texting problem women have... ALWAYS a priority for them OVER driving, when they drive....

 

[Potomus Pete]

I am very happy so far with my daughters driving record. It only takes one. Wait till your kid comes home drunk at five in the morning. My daughter tailgates, texts, speeds so far so good. I remember when she was sixteen. Most of her friends were crashing their NEW cars. Here in rich Sarasota Fl. all the high school kids get new cars. Some drive all kind of fancy imports, and new trucks. Damn evil rich.

 

[Rdub6]

My twenty three year old daughter is $2,300 yr. No tickets/no accidents Boys cost more because from what I've seen they crash in the first three months

I pay a little under that for my truck, my wife’s car, and the Mustang included! I guess the money I’m saving on a refi will go right to insurance. My wife always says “even Steven”. Never too far ahead, never too far behind. I guess I should be thankful!

 

[Potomus Pete]

Wifes new CRV $1200 99 Tacoma $700 90 Fox $300 2019 Civic $2300 Per year

 

[Mustang5L5]

‘17 Traverse $1100 (wife)
‘14 Taurus $1400 (me)
Fox $400

Perfect driving records too. When I was 17 and driving my fox, I had my own policy and it was $2500/year. When I was 23 and bought my 2003 GT, it was $2300ish. I guess with infkation those would be $3k policies today.

 

[Potomus Pete]

‘17 Traverse $1100 (wife)
‘14 Taurus $1400 (me)
Fox $400

Perfect driving records too. When I was 17 and driving my fox, I had my own policy and it was $2500/year. When I was 23 and bought my 2003 GT, it was $2300ish. I guess with infkation those would be $3k policies today.

So your Fox ins. is like mine. Full coverage with a blue book type payout Thats quite a bit for the Taurus I guess Mass. still has some pricey insurance. My friend in Mass. has a new GT and pays $2700 a year in Ludlow Ma.

 

[Mustang5L5]

So your Fox ins. is like mine. Full coverage with a blue book type payout Thats quite a bit for the Taurus I guess Mass. still has some pricey insurance. My friend in Mass. has a new GT and pays $2700 a year in Ludlow Ma.

oh the minute I get a new car it’s a $2k min policy and I’m at the “safest” level for insurance. It’s nuts.

 

[HemiRick]

State min liability only on my 89 Fox is almost $500/yr w USAA supposedly one of the cheapest companies....but that for a daily driver, not collector car ins.

 

[91AOD5.0LX]

In Nassau County NY (1 mile from the nyc line) I have 4 cars and are paying 7,500 a year for all.
Only 1 has full coverage (new car) the rest only have minimal liability (old cars). The Stang has collectors insurance so that’s only 250 a year. The other 7,250 is thanks to my 2 daughters having a combined 4 accidents in their first 2 years of driving of which 2 cars were a total loss. That doesn’t include the motorists I had to pay off in cash instead of going thru insurance to keep the accident off the records and keep from being dropped. Lol Thank goodness they are grown now and that teenage inexperienced s**t is over with however the texting and drinking remains (I can only assume)
Yep, a total racket. Welcome to NY. Can’t wait to get out of here!

 

[Rdub6]

‘17 Traverse $1100 (wife)
‘14 Taurus $1400 (me)
Fox $400

Perfect driving records too. When I was 17 and driving my fox, I had my own policy and it was $2500/year. When I was 23 and bought my 2003 GT, it was $2300ish. I guess with infkation those would be $3k policies today.

My dad had me get my own policy when I first started driving too. I’m trying to figure out now what the best route is for my daughter. I guess either way, they’ll come after my assets if, God forbid, something terrible happened. But I guess her own policy would help her establish a record of her own safe driving (fingers crossed)!
She’s in driver Ed now, so I have a few months to figure it out.

 

[91AOD5.0LX]

My dad had me get my own policy when I first started driving too. I’m trying to figure out now what the best route is for my daughter. I guess either way, they’ll come after my assets if, God forbid, something terrible happened. But I guess her own policy would help her establish a record of her own safe driving (fingers crossed)!
She’s in driver Ed now, so I have a few months to figure it out.

Look into what’s called an “umbrella policy”. That’s what we had. Big coverage for the family when underage drivers are insured and protects your assets.

 

[Rdub6]

Look into what’s called an “umbrella policy”. That’s what we had. Big coverage for the family when underage drivers are insured and protects your assets.

I’ll check it out. I’m feeling the pain in NY just like you! Lol

 

[bird_dog0347]

Look into what’s called an “umbrella policy”. That’s what we had. Big coverage for the family when underage drivers are insured and protects your assets.

My oldest is now 13 and I've had a $1M Umbrella policy for about 4-5 years now... But we also have a boat and if something happens while we are out on that with guests or whatever I want to be covered as well. I don't recall how much it is, but it was small compared to my overall spend and when they quoted me on it I didn't think twice.