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Roush Insurance for 99 S-281 (Non-SC)?

  • Thread starter Thread starter HoustonGT
  • Start date Start date Jul 21, 2005

HoustonGT

Gilded Gelding
Apr 6, 2003
1,418
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0
Houston
Jul 21, 2005
#1
  • Jul 21, 2005
  • #1
Hey guys, my luck has finally turned and i will be able to get myself in a Mustang once more for the first time in about a year and a half. Ill be looking at either getting a 98 Cobra or a 99 Saleen (Non-SC, Coupe) in Sept-Oct. My question has to do with the insurance rates on a Saleen. Now i know that the Saleen Company simply buys a regular GT from Ford and turns it into an S-281, meaning the VIN number is still the same. Does this mean the insurance on a Saleen is the same as a regular 99 GT or is it higher? Are you guys paying alot to insure your Saleens and finally do you think itll be less to insure a S281 than a 98 Cobra? Thanks in Advance
 

HoustonGT

Gilded Gelding
Apr 6, 2003
1,418
0
0
Houston
Jul 22, 2005
#2
  • Jul 22, 2005
  • #2
BUMP BUMP BUMP, No replies?
 

Mstng2

Founding Member
Jun 27, 2002
789
5
19
- - Zion - -
Jul 22, 2005
#3
  • Jul 22, 2005
  • #3
I dont know how others have done theirs, I asked my agent about it if there was a diffeance and he said they just go by VIN which would be a GT. I asked if there was Saleen Insurance and he suggested trying Haggerty or other specialty car insurance. The risk you take with GT insurance is if it is totalled thats all you most likley get without a Lawyer.
 

FASN8N

Member
Nov 16, 2004
517
0
17
Atlanta, GA
Jul 22, 2005
#4
  • Jul 22, 2005
  • #4
HoustonGT said:
Hey guys, my luck has finally turned and i will be able to get myself in a Mustang once more for the first time in about a year and a half. Ill be looking at either getting a 98 Cobra or a 99 Saleen (Non-SC, Coupe) in Sept-Oct. My question has to do with the insurance rates on a Saleen. Now i know that the Saleen Company simply buys a regular GT from Ford and turns it into an S-281, meaning the VIN number is still the same. Does this mean the insurance on a Saleen is the same as a regular 99 GT or is it higher? Are you guys paying alot to insure your Saleens and finally do you think itll be less to insure a S281 than a 98 Cobra? Thanks in Advance
Click to expand...

Most insurance companies will pay out on a Saleen as long as you can produce documentation proving the value and authenticity of your car. Do this up front, not after the car has been totaled or stolen. I would think a 99 S281 would be slightly cheaper to insure vs a 98 Cobra b/c of the power difference., but maybe the Cobra would be cheaper to insure b/c the book value is about 75% of the 99 S281. I would buy the 99 Saleen over the 98 Cobra (unless the Cobra had all the mods I already wanted on it)
 

HoustonGT

Gilded Gelding
Apr 6, 2003
1,418
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0
Houston
Jul 22, 2005
#5
  • Jul 22, 2005
  • #5
Thanks guys. What would be a decent price for a 99 S-281 Coupe?
- BTW, my cousin is a car dealer and buys cars at Wholesale Auctions and i personally went to an auction in Dallas with him...saw a near new 03 Mach1 go for 18k flat. He says he can get me a Saleen for around 10-11k.
 

FASN8N

Member
Nov 16, 2004
517
0
17
Atlanta, GA
Jul 25, 2005
#6
  • Jul 25, 2005
  • #6
HoustonGT said:
saw a near new 03 Mach1 go for 18k flat. He says he can get me a Saleen for around 10-11k.
Click to expand...

These must be some seriously messed up or badly wrecked cars!
 
S

SSS281

Founding Member
Dec 27, 2001
2,236
0
46
Kutztown, PA
Jul 25, 2005
#7
  • Jul 25, 2005
  • #7
insurance on a 99 s281 would be exactly that of a GT. i went from a 96 cobra [mystic] and stepped into a 99 s281 n/a. i would never go back to a cobra after having a car that gets this much attention its incredible
 

HoustonGT

Gilded Gelding
Apr 6, 2003
1,418
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0
Houston
Jul 25, 2005
#8
  • Jul 25, 2005
  • #8
FASN8N said:
These must be some seriously messed up or badly wrecked cars!
Click to expand...
NO theyre not. Those are wholesale dealer prices not available to the public. These auctions require dealer licenses and so forth. How do you think people in the car business make money?
 
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