I finally was approved for a Hagerty policy about a year ago and they have been amazing. It's pretty affordable for what it is and the customer service is second to none. My insurance agent sent me pictures of him and his wife with his two project Mustangs the week I signed up, like we had been buddies for years.
I dunno if it will save you any money over your current situation, but it's worth looking into.
I used to be with Hagerty. I got a better deal with Infinity Insurance. They don't care if I take the car to the track either. Worth a phone call.
Kurt
Just got the renewal bill for the Cobra from Grundy World Wide ......Full year,full coverage andI also have classic insurance through Hagerty $200 a year on my 93GT.
I've read on some forums that Grundy can be even cheaper.
But, I have the feeling ALL insurance Policies (home & Auto.) Will be going up .To recoup from all these massive hurricanes.
Don't go through your current company to get an insurance quote for classic insurance. Ask them who they go through and call them directly. Also compare to Grundy and haggerty and pick best one.Until now it wasn't needed, but they offer classic insurance through another company. I am calling them tomorrow for an agreed value quote.
As I understand it, the plan I am on is a new program- no mileage restrictions, and you can race the car, you just aren't covered while on the track. IIRC the only requirements are that the car is garaged at night and you have a different "primary use" vehicle.
My home insurance has been going up regularly. I was told it was due to all the tornadoes and hail damage in the southeast over the past few years. I was also told that car insurance was going up because of the cost of new cars. A new 2500 or f250 is $70k now. While I drive a $15k truck, my cost goes up for the guy who totaled his new home on wheels.
Insurance is the biggest ripoff. You are required by law to have it, so they can just about charge what they want. Between health, vehicle, home and life, I pay about $650 a month in insurance.
Joe
Correct. Track insurance is astronomical. You will never find a reasonably price policy that covers track damage. However, Hagerty restricted the use of the vehicle from the track all together. We had 4 cars, so I had another primary use vehicle. I am back to driving my POS pickup truck to work, because some asshat just rear ended my showroom new RS.
Kurt
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