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  • 2005 - 2014 S-197 Mustang -General/Talk-

Is your car paid for?

  • Thread starter Thread starter mustangford289
  • Start date Start date Mar 4, 2009
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xxrequiemxx

Member
Aug 23, 2001
239
0
16
Long Island, NY
Mar 5, 2009
#21
  • Mar 5, 2009
  • #21
cave diver said:
I paid cash for mine when I bought it brand new in 2007. No payments.....period!
Click to expand...

Well - I would say if Ford was offering 0% financing you would of been better off just not putting any money down and pay it off before finance kicked in... If they werent, then thats the route.
 

NotQuik

Founding Member
Oct 21, 2000
5,158
29
88
Central Florida
Mar 5, 2009
#22
  • Mar 5, 2009
  • #22
mustangford289 said:
Hey Cave and Not where in Fla r u guys? Are you guys in any Mustang clubs? I'm in the Daytona area.
Click to expand...

I'm just south of you...i'm in cocoa. I'm on Brevard mustangs.com and Unitedstangs.com which seems to be a nice group of people.
 

cave diver

Member
Sep 9, 2007
81
0
7
Lake County, Florida
Mar 5, 2009
#23
  • Mar 5, 2009
  • #23
xxrequiemxx said:
Well - I would say if Ford was offering 0% financing you would of been better off just not putting any money down and pay it off before finance kicked in... If they werent, then thats the route.
Click to expand...

FWIW, 0% financing is always in lieu of all other rebates and promotional discounts. Cash is just about always cheaper than 0% financing (provided you have the cash).
 

cave diver

Member
Sep 9, 2007
81
0
7
Lake County, Florida
Mar 5, 2009
#24
  • Mar 5, 2009
  • #24
mustangford289 said:
Hey Cave, I did the same thing in 08 only because the price was so good and financing was so expensive...the car was 21,400, + Tax,+ Tag,+ Title,+ whatever else I forgot.....25,800 Total


Hey Cave and Not where in Fla r u guys? Are you guys in any Mustang clubs? I'm in the Daytona area.
Click to expand...


I'm on the Gulf coast in Citrus County about 1-1/2 hours from both Tampa and Orlando. We have a Mustang club here (Nature Coast Mustangs) that is pretty active but I'm usually cave diving on weekends so I don't get to attend too many of their activities.
 

xtweakerx

New Member
Feb 26, 2007
411
0
0
Jupiter,FL
Mar 5, 2009
#25
  • Mar 5, 2009
  • #25
What no Love for me!??!

I'm in FL!!

PALM BEACH COUNTY!!! SON!!!!!!!!
 

darien87

Member
Jan 30, 2009
132
1
18
Bay area, California
Mar 5, 2009
#26
  • Mar 5, 2009
  • #26
Got a long way to go

Just made my first payment yesterday.
 
W

welchy

Active User
Mar 30, 2006
11
4
29
Mar 5, 2009
#27
  • Mar 5, 2009
  • #27
cave diver said:
FWIW, 0% financing is always in lieu of all other rebates and promotional discounts. Cash is just about always cheaper than 0% financing (provided you have the cash).
Click to expand...

That is true, but not so much anymore. With how bad car sales are right now some dealers/makers are offering both.

I took the 0% for 72 months when I got mine at the end of '06
 
C

CatmanJJ

Captain Tangnet
20+ Year Stangneter
Feb 5, 2002
4,379
1
68
Maryland
Mar 5, 2009
#28
  • Mar 5, 2009
  • #28
mustangford289 said:
( 2005 to 2009's only....)
Click to expand...

Boo.
 

NotQuik

Founding Member
Oct 21, 2000
5,158
29
88
Central Florida
Mar 5, 2009
#29
  • Mar 5, 2009
  • #29
xtweakerx said:
What no Love for me!??!

I'm in FL!!

PALM BEACH COUNTY!!! SON!!!!!!!!
Click to expand...

your WAY down there
 

mustangford289

Founding Member
Sep 16, 2001
957
5
48
Florida
Mar 5, 2009
#30
  • Mar 5, 2009
  • #30
LOL

cave diver said:
I'm on the Gulf coast in Citrus County about 1-1/2 hours from both Tampa and Orlando. We have a Mustang club here (Nature Coast Mustangs) that is pretty active but I'm usually cave diving on weekends so I don't get to attend too many of their activities.
Click to expand...

Well tweak, you are way! south lol...
 

NastyStang113

New Member
Sep 12, 2008
1,567
1
0
Florida
Mar 5, 2009
#31
  • Mar 5, 2009
  • #31
I was born in Miami. I had to get out of there as fast as possible !!
 
D

dro

New Member
May 25, 2003
165
0
0
Birmingham, AL
Mar 5, 2009
#32
  • Mar 5, 2009
  • #32
Nope.

Smart Financing>*
 

mustangford289

Founding Member
Sep 16, 2001
957
5
48
Florida
Mar 5, 2009
#33
  • Mar 5, 2009
  • #33
02, 03

CatmanJJ said:
Boo.
Click to expand...

I hope an 02 and or an 03 would be paid off, lol
 

Sogwap55

Member
Dec 30, 2008
56
0
6
Columbus OH
Mar 6, 2009
#34
  • Mar 6, 2009
  • #34
mustangford289 said:
Good deal.Sog, how many miles?
Click to expand...


25k miles
 

GOLDENPONY

Founding Member
Jan 23, 2002
1,503
0
36
LOVELAND, OHIO
Mar 6, 2009
#35
  • Mar 6, 2009
  • #35
Paid Off

My 2006 GT convertible is the first car I ever ordered. I retired after 32 years with General Electric, took a chunk out of my 401K. Wrote a big check. 100% down and no easy payments. It was my retirement present to myself.
 

mrv8outboard

Member
Mar 30, 2005
36
0
6
Mar 6, 2009
#36
  • Mar 6, 2009
  • #36
paid cash in full october 2004 for my 2005 gt
 

mustangford289

Founding Member
Sep 16, 2001
957
5
48
Florida
Mar 6, 2009
#37
  • Mar 6, 2009
  • #37
Nice gift

GOLDENPONY said:
My 2006 GT convertible is the first car I ever ordered. I retired after 32 years with General Electric, took a chunk out of my 401K. Wrote a big check. 100% down and no easy payments. It was my retirement present to myself.
Click to expand...

Golden, very nice, enjoy retirement.
 
B

bluecar

Member
Feb 19, 2007
99
0
6
SF CA
Mar 7, 2009
#38
  • Mar 7, 2009
  • #38
Paid cash for mine, clear title. However, I'm looking towards retirement but I also took a hit on my brokerage account so the mods have stopped. Anyway, my car is pretty much where I want it as far as mods. In general, I do need to curb my spending.

So the economy had an effect on me. I'm telling folks the word economy is the most commonly used word nowadays. The correct word to use is depression, and we're in a full blown one.
 

TBrad

New Member
Feb 15, 2009
91
0
0
Dallas, Texas
Mar 7, 2009
#39
  • Mar 7, 2009
  • #39
1 more year to go...
 
G

ghedeup123

New Member
Jan 13, 2008
24
0
0
Frederick MD
Mar 7, 2009
#40
  • Mar 7, 2009
  • #40
You don't want to hear my story. You guys are all way better off than me. I have a 2008 GT coupe, just over a year old, with 5,800 miles on it, and garaged all winter.

Because I rolled my previous loan into this one I still owe something like $34k on my loan. 5 years still to go. If I get laid off this year and don't find another job I'm screwed, the car will have to go back, and I will be entering a world of hurt.

That's why I never put any mods on my car I can't remove again and sell separately. All I did so far was to fit a Steeda CAI and 93 octane tune plus a Hurst short shifter and a set of Ford Racing GTA mufflers. There will be no more modding until the economic situation improves.

I know, it's my fault, but I know I ain't the only one out there in this position.
 
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