In my case with Hagerty it was....What are the eligibility criteria for classic car insurance?
No unrepaired damage, parked inside a locked place, proof of a daily driver (goes with no commuting), proof of modification values are other serious possible questions. No DWI, texting or nose picking while driving are also possible, but not as likely to be asked.
I also have Grundy, similar criteria as mentioned by others. 20 years old, garage kept, second registered car, clean driving record, Minimal mileage. At a $147 a year I was willing to jump threw all the hoops they had, here in Jersey bundled with my two other vehicles it would of cost me $700 bucks a year for standard insurance.
Choosing the right insurance for your Classic or Antique car is the best way to protect your huge investment from damages or loss. Most of the insurance companies like Haggerty, Grundy, and LelandWest have their own eligibility requirements.
Below are the basic eligibility criteria mandatory for your classic car:
· If your classic car is ten years or older
· Must be rare or of special historical interest with limited production.
· If the car is 25 years old or more, it falls under antique category.
· Your car must be limitedly used, such as exhibitions, club activities, and carnival or special events only.
· You need to store, maintain and preserve your antique or classic car in appropriate storage like residential garages, private buildings, or rental storage units.
Drivers Eligibility:
· Must have a good driving record.
· At least 10 years driving experience.
· No teen drivers on the policy.
· Proof that you use another car for daily transportation
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