You don't need much money to lower your car.
1. Shelby drop (free - well ok it costs an alignment, but that's not spendy).
2. Rebuild rear leafs like Opentracker does (I hope the thread's still around). This mod isn't free, but for sure less than $100, probably less than $50.
3. You can cut the front coils a little if necessary to fine tune the front (free if you have a grinder).
Why wait? Start now!