Rollcage and insurance

Night Shifter

Well-Known Member

Dec 24, 2005

1,710

27

59

Daytona

Jan 10, 2008

#1

• Jan 10, 2008

• #1

Will installing a rollcage have any affect on your insurace policy? I'm puttin it in either way but i just wanted to know what i was getting into ya know? i know some insureance comapies will throw a fit about tubular k members so i thought i'd ask about having a cage..

I got the 8 point cage from MM if anyone was wondering. thanks.

 

04YELLOWGT

Active Member

Jun 29, 2005

1,135

2

39

Indiana

Jan 10, 2008

#2

• Jan 10, 2008

• #2

Not if you don't tell them. LOL The reason they complain about the K-Member is because they don't hold up as well in an accident and can cause the rest of the car to be damged more.

Why are you putting in a cage though?

 

J

jprovence

New Member

May 20, 2007

195

0

0

Albany, OR

Jan 10, 2008

#3

• Jan 10, 2008

• #3

You would think with the addition of more safety equipment, rates would go down because they wouldn't have to spend so much to put your body back together.

 

S

SilverBullet00

New Member

Jul 5, 2004

1,150

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0

Wichita, KS

Jan 10, 2008

#4

• Jan 10, 2008

• #4

I dont see why they would care, my insurance agent doesnt even know what a K-member is or what a supercharger does.... HAHAHA

 

Night Shifter

Well-Known Member

Dec 24, 2005

1,710

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59

Daytona

Jan 10, 2008

#5

• Jan 10, 2008

• #5

04YELLOWGT said:

Not if you don't tell them. LOL The reason they complain about the K-Member is because they don't hold up as well in an accident and can cause the rest of the car to be damged more.

Why are you putting in a cage though?

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I'm trying to make the car legal and save for open track events and weekened trips to the road course and autocross. Mainly safety ya know. I know i don't have the fastest car on here but in a few months i will be intsalling turbos.

We have a good road course around here called summit point raceway and they have 3 different tracks but there main one is awsome and i was to try and fun as many classes as i can. plus i really don't wanna roll the car or smack the side of the car into the wall without a cage.

 

04YELLOWGT

Active Member

Jun 29, 2005

1,135

2

39

Indiana

Jan 10, 2008

#6

• Jan 10, 2008

• #6

Night Shifter said:

I'm trying to make the car legal and save for open track events and weekened trips to the road course and autocross. Mainly safety ya know. I know i don't have the fastest car on here but in a few months i will be intsalling turbos.

We have a good road course around here called summit point raceway and they have 3 different tracks but there main one is awsome and i was to try and fun as many classes as i can. plus i really don't wanna roll the car or smack the side of the car into the wall without a cage.

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Gotcha.

The only thing is though its not the cage that the insurance company is going to complain about its racing your car. IF the car would get damaged at the track MOST insurance companies won't cover it. I know mine said if some crazy thing happened to my car at the drag strip that its not covered.

 

SaleenGT2001

Well-Known Member

Jul 18, 2005

2,811

4

58

Four Oaks NC

Jan 10, 2008

#7

• Jan 10, 2008

• #7

what they dont know wont hurt them

 

04YELLOWGT

Active Member

Jun 29, 2005

1,135

2

39

Indiana

Jan 10, 2008

#8

• Jan 10, 2008

• #8

SaleenGT2001 said:

what they dont know wont hurt them

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Untill you wreck at the track. LOL

I had a close one one day and almost hit the wall comming off the line. There was a church meet at the track and fu**ing Minivans were racing and drove through the water box dragging water all over the track. I launched and went sideways and hit the brakes before hitting the wall. LOL I got out and told the track officals to tell the slow car to quit running through the water box or dry the after each one passes before someone got hurt. You could actually see water at the line.

 

Night Shifter

Well-Known Member

Dec 24, 2005

1,710

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59

Daytona

Jan 11, 2008

#9

• Jan 11, 2008

• #9

Yeah hopefully i wont wreck at the track.. but if i do then it's my fault and i wouldn't care about buying new parts. I was just wondering what the insurance company would say about it if i got in a wreck on the way to work ya know.. oh well it's gonna look good and keep me safe(r)

 

04YELLOWGT

Active Member

Jun 29, 2005

1,135

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39

Indiana

Jan 11, 2008

#10

• Jan 11, 2008

• #10

They wont say much if anything. HEck I had MT DRs on my car which is what caused my accident and they didn't even say anything.