• Mustang Forums
  • 1996 - 2004 SN95 Mustang -General/Talk-

Supercharger and insurance companies

  • Thread starter Thread starter spederman
  • Start date Start date Jul 2, 2006
S

spederman

Member
Apr 13, 2005
732
0
16
Jul 2, 2006
#1
  • Jul 2, 2006
  • #1
I finally got a supercharger this weekend. A vortec Sq trim, cant wait to get it put on. I heard some people say there is no way in hell most insurance companies would keep your policy active if they knew you added one. Well, i dont plan on telling them. But i dont want to chance them not covering me when i need them. There are a ton of people on here with superchargers, what are all you doing with this issue?
 

Mustang5L5

That is…until I whipped out my Bissell
Mod Dude
Feb 18, 2001
43,260
17,945
224
Massachusetts
Jul 2, 2006
#2
  • Jul 2, 2006
  • #2
WHy would it make a difference? Cobras and Lightnings come with factory superchargers
 

XxMustang281xX

Member
Jun 9, 2004
194
0
17
Everett, PA
Jul 2, 2006
#3
  • Jul 2, 2006
  • #3
Yea but that's from the factory...they know that's on there but if you would put one on and not tell the insurance company, and you wreck or something, they might not cover you because you didn't tell them about it. Just depends how your insurance co. is...
 
P

parkgoons

New Member
Dec 28, 2005
76
0
0
Nevada
Jul 3, 2006
#4
  • Jul 3, 2006
  • #4
tell them you didnt know about it and bought the car like that.
 
D

DerekStangGT

My package is in the mail!
Feb 18, 2003
1,068
0
36
Jul 3, 2006
#5
  • Jul 3, 2006
  • #5
parkgoons said:
tell them you didnt know about it and bought the car like that.
Click to expand...
Insurance Co-"We have to cancel your coverage b/c you have an aftermarket supercharger"
Him-"really? is that what that whiney thing is under the hood? "

 
P

Pennywise2

Banned
May 16, 2006
1,379
1
0
Jul 3, 2006
#6
  • Jul 3, 2006
  • #6
I never heard of anyone having that problem before.
 

Gearbanger 101

Straight Outta Locash
20+ Year Stangneter
Aug 10, 2002
9,457
1,377
234
Ontario, Canada
Jul 3, 2006
#7
  • Jul 3, 2006
  • #7
That whole rumor of insurance companies canceling or not covering your car because of modifications is total bunk. Unless it can be proven that the vehicle is unsafe or that adding said modifications were a direct cause of an accident, you've got nothing to worry about. At most they'll deny you the value of the blower when summing up the black book of the car.
 

squares98

Member
Aug 20, 2004
852
0
17
Orange,ca
Jul 3, 2006
#8
  • Jul 3, 2006
  • #8
Gearbanger 101 said:
That whole rumor of insurance companies canceling or not covering your car because of modifications is total bunk. Unless it can be proven that the vehicle is unsafe or that adding said modifications were a direct cause of an accident, you've got nothing to worry about. At most they'll deny you the value of the blower when summing up the black book of the car.
Click to expand...
Maybe in Canada...
I was at AAA last year when a guy trailered in his Camaro SS he just bought, it had slicks and skinnies on the trailer, not mounted on the car. THe adjuster saw that and Immediatly said they wouldnt insure a "race car". That guy threw a fit and still left w/o insurance. The rule goes, never let them know. They tried to feel me out last time I changed my insurance plan, but I told them the car was stock. They asked me if it was stock in 10 different ways, I knew what they were doing.
Ive also seen where people get busted for having illegeal part son car at street races(not racing) ANd their insurance was revoked.
 

jstreet0204

Active Member
Jun 26, 2003
939
0
36
Winston Salem, NC
Jul 3, 2006
#9
  • Jul 3, 2006
  • #9
squares98 said:
Maybe in Canada...
I was at AAA last year when a guy trailered in his Camaro SS he just bought, it had slicks and skinnies on the trailer, not mounted on the car. THe adjuster saw that and Immediatly said they wouldnt insure a "race car". That guy threw a fit and still left w/o insurance. The rule goes, never let them know. They tried to feel me out last time I changed my insurance plan, but I told them the car was stock. They asked me if it was stock in 10 different ways, I knew what they were doing.
Ive also seen where people get busted for having illegeal part son car at street races(not racing) ANd their insurance was revoked.
Click to expand...

You are talking about two different things. There have been many cases of insurance fraud due to accidents at the track or street racing events. They definitely give you a hard time if they know you are racing the car. Not the mere fact that you may have modifications.
 

squares98

Member
Aug 20, 2004
852
0
17
Orange,ca
Jul 3, 2006
#10
  • Jul 3, 2006
  • #10
I gave you the edited version, we are talking about the same thing.
 
You must log in or register to reply here.

Similar threads

Progress Thread Progress Thread- From6to8's 95 GT/Saleen Supercharged 331 install
  • from6to8
  • Mar 22, 2026
  • 1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk-
  • 2
Replies
24
Views
947
1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk- May 6, 2026
from6to8
Place to Avoid: Jamison Auto Group in Gulfport, MS
  • D Durden
  • Oct 20, 2025
  • 1965 - 1973 Classic Mustangs -General/Talk-
  • 2 3
Replies
46
Views
3K
1965 - 1973 Classic Mustangs -General/Talk- Jul 16, 2026
Noobz347
S
Requesting Guidance for 306 motor swap - Fuel? - SD? MAF?
  • So_Flo
  • Jul 26, 2025
  • 1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk-
  • 2
Replies
32
Views
2K
1979 - 1995 (Fox, SN95.0, & 2.3L) -General/Talk- Jan 4, 2026
Mcmahst
C
Progress Thread 2004 Comp Orange GT
  • ctandc
  • Jun 26, 2023
  • 1996 - 2004 SN95 Mustang -General/Talk-
  • 2 3
Replies
56
Views
5K
1996 - 2004 SN95 Mustang -General/Talk- Jun 1, 2026
ctandc
C
SN Mustang Magnum T56 swap
  • revhead347
  • May 24, 2024
  • 1994 - 1995 Specific Tech
Replies
15
Views
6K
1994 - 1995 Specific Tech Jun 28, 2026
GearHeadGuy
Share:
Bluesky Email Share Link
  • Mustang Forums
  • 1996 - 2004 SN95 Mustang -General/Talk-
Menu
Log in

Register

  • Forums
  • What's new
  • Media
  • Resources
  • Contact
  • Sponsor
X

Privacy & Transparency

We use cookies and similar technologies for the following purposes:

  • Personalized ads and content
  • Content measurement and audience insights

Do you accept cookies and these technologies?

X

Privacy & Transparency

We use cookies and similar technologies for the following purposes:

  • Personalized ads and content
  • Content measurement and audience insights

Do you accept cookies and these technologies?