As a relative newcomer to the forum, and to this model Mustang, let me give you old timers a little perspective on your model, that you seem kinda down on:
I'm 45, drove a 68GT Fastback as my first car at 16; my daughter's name is Shelbi...I pretty much eat, sleep, and breathe Mustang.
I bought my 95 a few years ago as a summer DD, because my 67 is in a perpetual state of "not ready". I am at the point in life where budget doesn't necessarily drive everything, and when shopping that spring, I was considering, among other options: a brand new Bullitt (must have been summer of 08?), a restomod 68 Bullitt replica, and a few others in addition to my 95 vert.
The vert won. Sure, it was cheaper, but the biggest reason was I could get an affordable, mod-able, modern car, that had some real draw to me:
1) Last year of the iconic 5.0 (while I think the new 5.0 is uber-cool, and I plan to add one to the stable, it's not a REAL 5.0)
2) SN 95 was when Ford first realized what a Mustang is supposed to look like...the Fox bodies are important to the lineage, and added their own chapter to the Mustang story, but they don't "look like a Mustang" to me.
3) Way better platform, IMHO, than the Fox body- 4 wheel disks, better handling, tighter...
These were special cars. May never be "collectible", but they're special nonetheless. They'll never be a Terminator, but they weren't meant to be. Appreciate them for what they are.